COMPANY PROFILE

Poland Mortgage Direct was established in 2005 by Robert Watkins and Andrew Balfour-Ogilvy in response to the growing interest from foreign investors in the Polish property market.

From our own experience of living, working and investing in Poland, we knew how difficult it was in the days before Poland acceded to the EU to get mortgage finance if you were foreign and didn’t speak Polish.

We recognized the demand from foreign investors for Polish loans, and the lack of clarity in the availability of such products, and decided there was good scope for a new company.

Almost 4 years down the line, and we can observe an increasingly competitive banking environment in Poland, and a larger number of Polish banks offering mortgages to the foreign investor market. As a result, Poland Mortgage Direct is now in a better position than ever to help foreign investors to secure the mortgage they want in Poland.

Poland Mortgage Direct has evolved from offering only a free ‘referral’ service – putting applicants in touch with the right people at the right banks – to now also offering a comprehensive ‘brokerage service’ in which we complete all aspects of an application on behalf of our clients.

We have spent the time to research the market for Polish home loans, so we know which lenders will provide finance to foreigners, and on which terms. In addition, we employ Polish staff who can communicate in English with our client base and have also helped us to establish solid working relationships with our partner banks in Poland.

Poland Mortgage Direct is affiliated with the Property Krakow Group of companies (PKG), which includes PKG Real Estate and AAA Krakow Apartments, and we are run from the same central office in Krakow on ul. Cybulskiego 2.

DISCLAIMER
Figures and information provided on this website are meant purely as an indicator of the loan products available through our affiliated mortgage lenders. Specific questions, such as those regarding commission, redemption penalties and paperwork requirements, should be aimed directly at the mortgage lenders themselves.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of your loan repayments under a foreign currency mortgage can fluctuate in value if your income is not paid in the same currency.